About Us
Professional Risk, formerly known as Rich & Cartmill Insurance of Colorado, LLC, was formed in 2004 to be a respected client representative in the insurance marketplace. In April of 2018 Rich & Cartmill Insurance of Colorado, LLC partnered with the Alera Group which resulted in the new name, Professional Risk. This allowed us to provide the opportunity to operate with the benefits of a national broker but is also personal to Colorado's clientele and needs.
The short term and long-term goal of Professional Risk is to be recognized by its Clients, Carriers, Employees, Peers and Colleagues as the premier provider of insurance products and services in the region and nationally.
Meet Our Team
Mike Schmitt
Executive Vice President & Managing PartnerMike is the founding member, current Executive Vice President and Managing Partner of Professional Risk an Alera Group Agency, LLC. Previously, Mike also started Rich & Cartmill Insurance of Colorado, LLC. which was merged in to Professional Risk in April 1, 2018. Mike's roots in the professional insurance space date even further back to 2004 where he represented another well-respected regional insurance agency in Northern Colorado. During Mike’s tenure with this agency, he was successful at building relationships with clients and insurance carriers.
This ultimately provided him the opportunity to be the holder of many sales records within the agency, to be offered and accept a partnership in the agency and recipient of several insurance company awards including, Producer of the Year. Mike was raised in Longmont, Colorado and received his Bachelor of Science in Economics from Colorado State University and further went to receive his Certified Insurance Counselor (CIC) designation in October 1998 from the National Alliance for Insurance Education and Research. Mike has been involved in numerous community and professional organizations including holding several Board positions with different companies and philanthropic organizations. You can depend on him.
Bob Sullivan
AssociateBob is a third generation insurance and risk management professional, he is the main contact for our Tulsa office.
Bob began as an underwriter with the Hanover Insurance Group in 2007, then moved into a sales and advisory role as a producer in 2010. His book of business includes non-profit organizations, energy, manufacturing, construction, retail, healthcare, and senior living businesses. Bob received a bachelor of science degree from Oklahoma State University majoring in Finance and Accounting. He is a Chartered Property Casualty Underwriter CPCU, Certified Insurance Counselor CIC, and Certified Risk Manager CRM. Bob has served on the Board of Directors and as President of MODUS, Crossroads Clubhouse, Youth Services of Tulsa, and Youth at Heart, and as a trustee of Calvary Baptist Church Inola. Bob enjoys golf, Crossfit, and weightlifting, but most of all, he enjoys spending time with his wife Jennifer, son Robert (call him Sulley), and daughter Linley. You can depend on him.
Jennifer Hunter
Account Manager- CISRJen began her insurance carrier in April of 2012. Prior to entering the insurance business, she spent 13 years as a bookkeeper/controller at a busy HVAC contractor. Jen partners with clients, carriers, producers, and co-workers to help grow business, both for the agency, and the client. She firmly believes that her work is important, because clients trust us with their most precious assets. Jen is dedicated to helping others and prioritizes her values of inclusivity and equity. She believes, by doing so, she not only contributes positively to her community but also fosters an environment where everyone feels valued and respected. Inclusive and equitable actions can lead to stronger relationships, increased cooperation, and a more cohesive society overall. Jen has experience in all sized accounts, large and small. Yearly continuing education helps to keep her at the forefront of industry trends and needs.
Jen enjoys attending local festivals, events, concerts, camping, and reading when time allows. Jen is involved in local philanthropic projects and organizations and donates her time when she can. Her teenaged son, daughter, and grandkids, keep her busy A native of Northern Colorado, Jen and her partner Ian reside in Windsor with their family, and 4 dogs. You can Depend on her.
Dionne Perez
Account ManagerDionne began her insurance career in 1985 and joined the agency in August 2007. Dionne brings several years of Personal Lines and customer service experience. She takes pride in assisting clients with their insurance needs and is dedicated to helping those around her. A native of Colorado, Dionne enjoys camping, reading and time with her husband, two boys, their fur baby, Teala, and her extended family. You can depend on her.
EXPERT EDUCATION
Events and Webinars
Collaborative Conversations: Paid Leave Oregon: The Good, The Bad, and the Ugly
Join us for a dynamic conversation about Paid Leave Oregon – The Good, The Bad, and The Ugly, featuring Laurie Grenya, President of HR Answers, Inc.
In this conversation, tailored specifically for HR professionals, insurance experts, and business owners, Laurie will delve into the multifaceted world of paid leave policies in Oregon. Gain valuable insights into the diverse experiences encountered by organizations, ranging from success stories to inevitable challenges.
April 24, 2024 at 08:30 am PT | Virtual
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State of the Markets
Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.
April 24, 2024 at 11:00 am CT | Virtual
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2024 P&C Symposium
Join us as we bring together top experts to cover key risk management topics, summarize economic and personal risk market conditions and hear recommendations for strategically engaging with carrier partners.
May 1, 2024 at 08:30 am CT | Deerfield IL
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Insights
Property and Casualty
Navigating the Medical Malpractice Insurance Cycle
The rising trend of high-profile medical malpractice cases with significant monetary awards underscores the need for physicians and others in the medical industry to protect themselves with Medical Malpractice Liability Insurance.
April 23, 2024
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Slower bookings, insurance challenges make for a tough year in hospitality
A combination of slowed bookings and a volatile insurance market is likely to make this a challenging year for the hospitality industry. After a two-year surge following the COVID-19 lockdowns — industry insiders refer to it as “revenge travel” — the sector anticipates more modest growth in demand throughout the remainder of 2024.
April 2, 2024
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Environmental Liability Insurance: Stable market for a growing need
Despite stricter regulations and increased penalties for environmental contamination, market conditions remain stable for Environmental Liability Insurance — an outlier in a mostly hard market for property and casualty coverage. As Alera Group’s "2024 Property and Casualty Market Outlook" reports, now is an excellent time to secure this valuable coverage, especially if your organization owns property that is or may be contaminated.
March 20, 2024
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Challenges Persist Amid Increasing Market Stability for Education Insurance
Despite facing continued challenges in property and liability coverages, educational institutions and school districts can expect a relatively stable insurance market throughout 2024.
March 12, 2024
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